Home Improvement Loan

A Home Improvement Loan or a Home Renovation Loan enables customers to finance the renovation, refurbishment, or repair of their property. Customers can use these funds to modernize their homes, fix any issues, add new furniture or amenities, and make it as good as new.

Housing offers competitive Home Improvement Loan interest rates for salaried and self-employed individuals to help them revamp their homes.

Home Renovation Loan: Features

Housing Home Improvement Loans empowers all to fulfill their wishes and transform their home into contemporary and comfortable havens. Home Renovation Loans cover the following:

Complete renovation of already-owned residential property


House/flat repairs

External & internal repairs/paint

Waterproofing & Roofing

Tiling and flooring

Plumbing & electrical work

False ceiling & woodwork (fixed to the building)

Home Improvement Loan by Housing: Advantages

Comprehensive Loan Cover – No matter how big or small your need, we can help finance it. Based on the Home Improvement Loan eligibility and repayment capability of the applicant, Housing provides hassle-free Home Improvement Loans to ease the burden of finance.

Available to All Customers – Whether the applicant is an existing customer at Housing or a new one, we provide exciting home improvement loan offers to all. Both salaried and self-employed individuals, including doctors, lawyers, and small business owners, can benefit from our Home Improvement Loan.

A Unique and Customized Home Improvement Loan – At Housing, we understand that every applicant has different home renovation needs. Hence, we provide customised renovation loans to suit an applicant’s unique needs, budget, and eligibility.

Covers all Essential Home Renovation Needs – Our home renovation loans provide all-encompassing home improvement coverage, including roofing, tiling, flooring, plumbing, etc.

Swift and Hassle-Free Loan Disbursal – Enjoy a hassle-free online home improvement loan application process. No delays and halting of plans anymore, thanks to doorstep services, swift approval and disbursal, and instant 3-minute loans.

Easy Top-Up Loan Option for Additional Renovation – One never knows when their renovation project requires just a little extra in terms of repairs and refurbishments. For any such contingencies, one can obtain easy top-up loan options from Housing.

Stellar Post-Disbursement and Customer Services – Our dedicated team of experienced professionals and pan-India branches makes it easy for us to serve our customers – wherever they are.

Multiple Repayment Options – Borrowers can pay their EMIs hassle-free and make pre-payments using multiple repayment options.

How to Apply for Housing Home Improvement Loan?

Housing has a swift application process and minimum Home Loan document requirements. Check your eligibility using the Home Loan eligibility calculator. Follow these steps to apply:

Enter details such as name, location, mobile number, and email in the sidebar and submit to request a new loan.

Our representative will connect with you to further your application.

Alternatively, you can also apply for an instant Home Improvement Loan here. Use our Home Loan EMI calculator to determine your needs – and get in touch with us today!

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