*The scheme is discontinued as per the instructions received from Ministry of Housing & Urban Affairs

Housing Finance offers “Credit Linked Subsidy scheme (CLSS) ” for EWS (Economical Weaker Section), LIG (Lower Income Group), MIG (Middle Income Group) categories under Pradhan Mantri Awas Yojana.

The interest subsidy scheme CLSS (Credit Linked Subsidy Scheme) introduced by MoHUPA (Ministry of Housing & Urban Poverty Alleviation) was announced by our honorable Prime Minister Sh. Narendra Modi with a vision of housing for all in 2022.

Under PMAY scheme, Customer (i.e. the beneficiary) is eligible to avail interest subsidy on the purchase/construction/enhancement of a house.

Salient features of scheme:

Interest subsidy benefit is calculated for 20 years

Benefits available for the first property purchase

Applicants should be of immediate family including self, spouse and unmarried children only

Women Ownership is mandatory under EWS & LIG category for purchase of a new house

Benefits of Housing

Robust service delivery model – doorstep services ensuring easy & fast approval and disbursal of loans

Pan India branch network and 29 years of commitment towards customer satisfaction

No prepayment or foreclosure charges on Home Loan*

Home loan up to 90%* of the property value

Customized eligibility program to work out your loan amount

For more details on the scheme please refer or

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